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Here is a transcript of this video.
What is a prepaid funeral plan?
Hello, I’m Rose from the UK Care Guide, and in this short 2-3 minute video I am going to explain what a funeral plan is.
As I’m sure you know, funerals can be expensive, and in many circumstances will cost thousands of pounds.
This causes concern to some people as they are worried they wont leave enough money to be able to pay for their funeral.
Therefore, funeral plans are an effective way to ensure you and your family have peace of mind.
They enable you to set aside money either in the form of a lump sum or monthly payments to put towards or fully cover your funeral costs.
Because people are concerned about the cost, over the past few years we have seen an increase in the number of people that take out a pre-paid funeral plan.
So, what is a prepaid funeral plan. Well, it is a type of insurance policy that enables you to pay upfront in advance for your funeral.
You can make the payments, by either a paying a lump sum upfront or by paying fixed monthly payments.
Prepaid funeral plans cost between £3,000 and £6,000. For this reason many people choose to pay in instalments.
Companies often allow you to stretch these between 6-12 months, or for up to 5 years depending on the cost and type of plan you have taken out.
Most providers of prepaid plans also enable you to arrange and plan your funeral – from flowers and music to location and transport.
Understandably this offers peace of mind for your family – and from a personal perspective it also allows you to ensure your last wishes are carried out without a hitch.
You should remember though that prepaid funeral plans may not always cover the full cost of your funeral.
Depending on your wishes your relatives may find that they need to top up the fund either from your estate or from their own pockets.
Well, I hope you found this introduction to pre-paid funeral plans useful. Please do watch our other videos that discuss the advantages and disadvantages of funeral plans.
Finally, if you found this video useful, please do like, share or subscribe to this video. It would really help us out but more importantly help more people see this information.
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